Medicare Open Enrollment is here. What do you need to do? (Oct. 2022)

The importance of the Part D annual review

If you have Medicare Part D (the prescription drug plan), you’ll want to review that coverage.

“A lot can change during the year,” said Sarah Speicher, assistant product specialist. “This includes your prescriptions, their cost, co-pays, and what’s included in the plan.

“An annual Part D review lets you know you’re getting the most out of your plan, even if you’re keeping your current one.”

When you review your Part D options, consider these topics:

• Costs, such as premiums and deductibles
• All your prescriptions, including new ones
• Local, preferred pharmacies
• Extra benefits not covered by Medicare, such as vision or hearing
• Quality and customer service ratings from current plan members

A licensed insurance professional can help you with your Part D review. Physicians Mutual® provides this free service to help Medicare beneficiaries save money.

A Physicians Mutual family customer described their experience:

“Dear Physicians Mutual family,

Thank you for making the Medicare Part D coverage review such an easy, no-stress process!* I provided a list of our medications to our agent. She took it from there. Ten minutes later, we had saved $6,000** for 2020! Wow! We were so pleased … we thought we were locked into the first Part D plan we selected. We weren’t.”

Chuck and Ardie W.

Members of our family since 2015

* The Physicians Mutual family does not sell Part D.

** Savings will vary.

Whatever you do, make sure you’re happy with your coverage. And … enjoy the pumpkin spice while it’s around.