Why you should choose Physicians Mutual Pet for your pet insurance needs

Right plan. Right company. Right price.

We get it. Pet insurance companies look alike at first. Between the plans and charts and insurance terms, it’s no wonder so many people have a hard time making heads or tails of the plans and companies. You may wonder what makes one company, or plan, different from the others.

But let us assure you … We’re not all the same.

In fact, here’s what makes Physicians Mutual Pet different.

Our premiums

It’s not about the money … but, it’s about the money.

For many pet parents, the monthly premium is the most important factor in choosing their pet insurance plan. (And for some, it’s the only factor.) Truth be told, we don’t blame them. Everyone wants to make a smart choice.

Here’s our promise to you: We built our plans with your pets — and your budget — in mind.

Our number one goal is to make pet insurance accessible and affordable for pet parents who want to keep their four-legged friends happy and healthy. Here are some examples of how affordable a policy with Physicians Mutual Pet can be …

• The average price for a 1-year-old Labradoodle on the Standard Plan with a 90% reimbursement percentage and a $250 deductible is $30/month.
• The average price for a 2-year-old Domestic Shorthair on the Standard Plan with a 90% reimbursement percentage and a $250 deductible is $20/month.

In addition, we offer a variety of discounts to help make pet insurance with Physicians Mutual even more affordable. Here are a few of our discounts:

And as a mutual company, we work with our policyowners’ best interests in mind. Not shareholders’. And certainly not Wall Street’s. This means that you can be sure that you’re getting value from your plan.

Want to get your quick, no-obligation quote? Visit our Quote page.

Our plans

Not too much. Not too little. Just the right amount of coverage.

If you read our companion piece on how to pick the best pet insurance, the second topic we discuss is knowing what’s covered in your plan and what’s not. Here’s the short version for our plans.

We have three base plans — Economy, Standard and Preferred.

• Same covered conditions (things like emergency treatment and hospitalization, surgery, hereditary and congenital conditions, cancer treatment)
• Same protection for hereditary and congenital conditions
• Same exclusions

Where they differ are the extras, such as Wellness, office visits, prescription medications and your out-of-pocket reimbursement levels.

Here are our base plans.

With us, you can build a plan to fit your needs and your budget. Simply pick from Preferred, Standard, or Economy plans and start customizing.

Build your plan your way

If you believe that one-size doesn’t fit all, you’re in luck.

Some pet insurance companies only offer standardized plans. Other companies may allow you to customize but the options are limited. We offer the best of both worlds. Want a standardized plan? Great! We have three. Choose one, and you’re all set. Want a plan that suits your situation and budget? Awesome! We offer great flexibility for pet parents.

Here are some of the options you can customize:

All you have to do is pick your base plan and begin customizing.

Whichever way you go, you can’t go wrong. Head over to our Pet Insurance Quote Page to get started.

We do right by our customers

We’ve been doing this insurance thing since … well, horse and buggy times.

Some pet insurance companies are new to insurance. We’re not. In fact, the Physicians Mutual family has been helping people for 120 years. Over that time, we’ve earned a reputation for doing things the right way. This means that when you join the Physicians Mutual Pet family, you can rest easy knowing you’ve chosen a company committed to doing the right thing. Every time.

That’s what insurance for all of us^® is all about.

If trusting a company that’s committed to doing right by you, visit our Pet Home Page and begin your journey.