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Physicians Mutual Insurance Company®
Whether you’re looking for an option to help offset occasional costs or something with more coverage, we’ve got a plan for you.
No deductible, no annual maximum on cash benefits
100% coverage for preventive care when you see an in-network provider
36%* savings when you use an in-network dentist
Services like cleanings, exams and X-rays.
Services like fillings, simple tooth extractions and minor oral surgery.
Services like root canals, crowns and dentures.
Closest plan to a traditional employer-provided plan and has maximum benefits.
Substantial plan with more benefits and more coverage at a great rate.
Cost-effective plan if you don’t anticipate big dental expenses in the future.
Budget-friendly plan that pays a set amount for basic and major services.
Example of Preventative Care:You go in for a routine exam, cleaning and four X-rays.
Example of Basic Care:You’re at a regular checkup and your dentist says you need two cavities filled.
Example of Major Care:At a routine checkup, your dentist says you need a root canal and a crown on a molar.
100% coverage for preventive care is only available when you see an in-network dentist. The 25%/40%/55% are averages of the maximum allowable charge. 70% is what we’ll pay of the maximum allowable charge.
Start immediately
This coverage pays 100% for over 40 preventive services right away when you stay in network.
Helps pay your bills for over 130 basic dental services.
Start after 12 months
When you need expensive treatment, you can collect benefits for over 270 major services.
Physicians Mutual has a 95% customer satisfaction rating
Physicians Mutual® Customer Satisfaction Survey,2022, conducted by Wiese Research Associates
Forbes names Physicians Mutual one of America’s Best Insurance Companies for 2023
“2023 America’s Best Insurance Company,” Forbes.com, October 4, 2022. This rating is for our term and permanent life insurance products.
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