Physicians Mutual Insurance Company®

1-800-228-91001-800-228-9100

Physicians Mutual Insurance Company®

Pet Insurance
Comparison Chart

Pet Insurance
Comparison Chart

Compare pet insurance

Shopping around for the best pet insurance? It’s a smart choice to research the right coverage for your budget and needs. Use this handy comparison chart to see how Physicians Mutual pet insurance compares to others.

Physicians Mutual Pet
Trupanion
Healthy Paws
Fetch
ASPCA
Spot
Pet's Best
Lemonade
Embrace
100% Reimbursement AvailableYesNoNoNoNoNoNoNoNo
$0 Deductible AvailableYesYesNoNoNoNoNoNoNo
Unlimited Annual Limit AvailableYesYesYesNoYesYesYesNoNo
Diminishing DeductibleYesNoNoNoNoNoNoNoYes
1-Day Accident Waiting PeriodYesNoNoNoNoNoNoNoNo
6-Month Orthopedic Waiting PeriodYesYesNoNoYesNoYesYesYes
Alternative and Rehab in All PlansYesNoYesYesYesYesNoNoYes
Wide Range of Reimbursement LevelsYesNoNoNoNoYesNoNoNo
Co-pays Waived for Life-Saving TreatmentYesNoNoNoNoNoNoNoNo

Confused by all the options?

We can help

Coverage comparison based on data from February 2023.

Waiting periods may vary by state. Please review your policy for your state specific guidelines.

Get one step closer to protecting your pet.

or call us at 1-800-228-91001-800-228-9100 for answers to your questions