Funding Solutions
Our exclusive preneed products are inspired by our funeral home partners. We’ll help you find solutions to fit your business needs for sustainable growth.
Become a funeral home partner today!
InTrust Product Suite
Our preneed products are created based on feedback from funeral home owners — delivering solutions to help you grow your business.
InTrust Insurance
InTrust Preneed offers insurance solutions that allow families to pay the way they want — over time or in a lump sum. Plus, our unique Value Pay, the first payment plan of its kind in preneed, offers families our lowest premiums yet — with all the perks and protections of insurance. Plus, we offer competitive growth rates and the strong financial backing funeral homes rely on.
Index Products
Preneed Index is ideal for funeral homes interested in the potential to earn a higher growth rate with no risk of losing money. Growth rates for this equity-indexed product are based on the performance of the S&P 500® index. (See more details in the video below to learn how it works).
Single-pay Trust
Our innovative single-pay trust option allows you to enjoy the higher return potential of a trust and increase your market share with proactive marketing. An innovative fee structure funds lead generation and marketing costs without impacting your funeral home's cash flow.
How our products work
Indexing
Our indexing products give funeral homes the potential to earn higher growth rates while protecting them from market losses.
Inflation Guard
Inflation Guard gives you additional growth crediting — lowering the risk on your funeral home while allowing you to guarantee prices.
Growth Rate
Stability and transparency are our most important values when it comes to growth rate strategy.
Preneed program is underwritten by Physicians Life Insurance Company and is not available in all states. This site is not intended for consumer use.
The S&P 500 Index is a product of S&P Dow Jones Indices LLC ("SPDJI"), and has been licensed for use by Physicians Life Insurance Company. Standard & Poor's®, S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P"); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Physicians Life Insurance Company. Physicians Life Insurance Company's life insurance product is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.